Reasons to get an appraisal from C2C

Thousands of people in New York purchase, sell or refinance their home each year. Many of these transactions have a simple line item for an appraisal. Most lenders still call in a local expert because the stakes are very high, even though there are a budding number of automated home valuation processes that might appear to be more practical than an appraisal. You might believe that getting a mortgage is the only reason to acquire an appraisal, but there are other instances when the services of a licensed, independent real estate professional might come in handy.


	For real estate appraisals in Lindenhurst and Suffolk County, it's easiest when your order online from C2C, just click here.

Dispute your tax assessment in Suffolk County

If you live in an area where property values have declined, it's possible you're paying too much in property taxes. An appraisal from C2C is your best evidence when building your case. We're capable of assisting you in challenging your tax assessment.

Removing PMI will lower your mortgage payment

Private Mortgage Insurance, or PMI, is a supplemental insurance policy that most lenders ask buyers to purchase when the amount being loaned to the home owner is more than 80% of the actual value of the real estate. Very often, this added payment is bundled into the monthly mortgage payment and is promptly forgotten. PMI isn't necessary when the remainder of the loan - whether through market appreciation or principal pay down - falls below the 80% mark, making this very unfortunate. In fact, the United States Congress implemented a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to do away with the PMI installments when the loan-to-value ratio conditions have been met.

C2C will give you a statement regarding the value of your home, and the expense of the appraisal can often be recovered in a short amount of time because you'll no longer be paying the PMI.

Settling a divorce with less stress with an appraisal from C2C

A divorce is often complicated by the challenging decision of who keeps the property, and it can be a particularly heartbreaking experience for both parties. Regardless of the circumstances, it's wise to order an appraisal from C2C so both parties are completely aware of the true market value of their property.

The parties will have a better idea of what price to set, if they wish to sell the home. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation.

Fair and accurate estate liquidation

The loss of a loved one is a hard time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the maximum degree of discretion.

Most Americans don't have dedicated estate planners or executors to manage these matters, unlike many wealthy individuals. And since a home or other property often makes up an unequal share of the total estate value, knowing the precise value of the real estate at hand is of significant importance to ensuring disputing parties leave knowing they've received a fair deal.

Let C2C help you with relocating to or from Suffolk County

Moving due to a job change is a stressful event. We know where you're coming from! That's why we take great care in establishing an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide input on the positive characteristics of their property, along with information regarding any recent sales or listings in their area that they want considered during our intensive process.

Don't sell out short or keep your home on the market too long.

A professional appraisal can help you make a better educated decision regarding your selling price, whether you want to sell your home on your own or use the assistance of a real estate agent. An appraiser has no vested interest in what price the house sells for, which is different than the interest of real estate agents. Our fees depend on our efforts to finish the appraisal report and and aren't related to the sales price.

We analyze the difference in value items like an additional bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long houses stay on the market. So, getting a professional appraisal is a reliable way to decide what improvements will add value and what an appropriate sales price is for your home so you don't come up short or have your house on the market too long, costing you time and money.